Divorce is rarely easy. Not only are there emotional difficulties to deal with, but finances often come into play as well.
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Paying off debt, particularly large amounts such as a mortgage or student loans, can feel a bit like running a marathon. At the start of the race, you are excited and raring to go. But as time progresses, you can start to feel tired, sore and like the whole thing will never end. Every step gets harder and harder.
As a freelance writer married to an adjunct professor, my household income is sometimes a little unpredictable. In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves.
Now that tax season is over, you might be expecting a refund. When you get that tax refund, what will you do with it?
Getting something when it first comes out is a surefire way to guarantee that you will pay a premium. If you can show patience, you can save hundreds — or even thousands — of dollars over your lifetime.