Which is better? Tax Free Savings Account or paying down debt? Many have debated TFSAs vs RRSPs but what about TFSA vs paying down debts?
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Which is better? Tax Free Savings Account or paying down debt? Many have debated TFSAs vs RRSPs but what about TFSA vs paying down debts?
A lot of people are finding themselves underwater in their homes and are considering a short sale to unload their home. But should they?

By following these three steps you could be saving $65,541 on average based on a $300,000 mortgage value amortized over 25 years.

Low interest rates are here to stay for a while. Is it better to pay off debt or try and invest for higher returns?

In order to encourage lenders to refinance homes, the government unveiled the Home Affordable Refinance Program (HARP) in 2009. However, some homeowners did not qualify. As a result, in an effort to make the program more accessible have been made.
HARP stands for Home Affordability Refinance Program and is offered through the U.S. Department of Treasury and Housing and Urban Development. HARP is for homeowners that are not behind on their mortgage payments and have not had luck in obtaining refinancing because the value of their home has declined.
Do you know what your home is worth? It can be tough to figure out exactly what your home is worth since, in reality, “worth” is fairly subjective.
In most cases, PMI is added to your mortgage payment. The good news is that PMI can be canceled once you meet certain requirements.

Now might be just the right time to refinance your mortgage. Even if you already have a low interest rate mortgage, you could still benefit, thanks to the record-low rates that are present right now.

There have been changes recently to the Home Affordable Refinance Program. Could changes to HARP benefit you? See the changes and how they can affect your qualifying for HARP.







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1 year 12 weeks ago
1 year 12 weeks ago