“When people have clutter in their lives, it leads to late payments and fees, and that can lead to credit problems,” Vera Gibbons tells me.
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Your cash flow management is about ensuring you have money available when you need it. Whether you automate your finances or not, it makes sense to have an idea of how much money you have — and when you will have it.
If you are tired of the way things are going with your money, it’s time to take responsibility for your finances and start making some serious changes.
I love that my finances are mostly automated, but I’ve also run into a few snags. Make sure you understand the pitfalls, and how to avoid them, before you move to financial automation.
If you want to improve your finances, it helps to have a solid idea of what is going on. It helps to have some sort of method of keeping track outside our heads.
One of the most popular personal finance applications out there is Mint.com. A simple review of Mint.com – is it right for your budgeting needs?