Credit card issuers, personal lenders, and insurance companies all use information garnered from your credit report to send you marketing mail. But your ZIP code can also provide information to marketers that use “big data” to get information about you and your habits.

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With spring comes prom season, and many families are getting ready — and saving up. According to a story from Reuters, the average family will spend $1,139 on prom this year.

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It’s important to get a handle on why you are buying something. If your lifestyle inflation is simply going to result in higher status with others, and make you feel better about your situation, that could be a warning sign.

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My husband has asked me why I prefer experiences to things, so I thought about why I feel it’s worth it to spend money on experiences. Here are 5 reasons I prefer experiences to things.

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The theory of “working smarter, not harder” can apply to your spending habits, making it easier to save money at checkout. Read on for seven tips toward smarter purchasing.

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