It may not be fair, but there are people judging your character by your credit score.
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When couples move in different directions, it is nearly impossible for them to make any progress. Often times, if one spouse makes a few steps forward, the other makes just enough bad choices to take it all back. This is never any more true than when couples are facing debt problems...
“Therefore everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock. The rain came down, the streams rose, and the winds blew and beat against that house; yet it did not fall, because it had its foundation on the rock.” – Matthew 7:24-25
Winnie Pooh creator A. A. Milne had great insights into human behavior, as demonstrated in his characters Tigger, Eeyore, and Winnie the Pooh. We all know real life Tiggers, Eeyores and Poohs. In fact, most of us can see some of these three in our own lives. Because our personalities often determine how we manage our money, we may be able to learn why we do things right and not so right by having guessing how Tigger, Eeyore and Pooh handle their personal finances.
If anything can break a budget, it is that unknown financial emergency that sooner or later is going to arrive at your doorstep. It’s a fact of life. The unexpected happens. Sometimes it happens all at once. What do you do when an emergency comes knocking on your door? Will you be prepared?
Even with the Credit CARD Act in place, there are loopholes that allow credit card issuers to suddenly hike your rates