When you turn 18, establishing good credit with your first credit card is essential for your future financial success. Here is a guide to your first credit card.

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There is a proper mindset regarding money that should be taught to children as soon as possible. A child that is taught proper money management skills at an early age will continue those habits as adults. Parents who really care about their kids will make sure that they have proper money management skills.
Read more at http://www.saveonmoney.org/2013/03/everyday-financial-tips-parents-can.h...

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When you see a 0% APR credit card, you should realize that it is a promotional offer. The credit card is using it to draw new customers. This isn’t a bad thing, but it means that you need to know when the promotional period will end.

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There are some compelling reasons why even a part-time entrepreneur whose business is run from his garden shed when he gets home from his day job should have a business credit card.

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Concentrate on building an emergency savings account for car troubles, house repairs or other inevitable problems that pop up. Once you have the savings in place, you no longer have to resort to credit cards to pay for these money crunches. A wise amount for an emergency savings is about $1000. After building this type of savings, strive for a larger savings of 3 to 6 months of living expenses.
Read more at http://www.saveonmoney.org/2013/02/basic-money-savings-tips-for-dummies....

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