More and more first-time buyers are relying on some kind of assistance to lay down a deposit for their home, reports the Council of Mortgage Lenders (CML).

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Would have been nice if it just disappeared, hey? ;)

Unfortunately, no such luck.

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As a result of the collapse of the housing bubble, families across all age groups will see a substantial reduction in their wealth compared to the 2001 and 2004 levels. Per the following projections...

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Because I hate debt, I’ve made a change to my future home-purchase goal, and here’s my new plan.

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What's worse than not being able to make your mortgage payments? How about tapping into retirement savings to make ends meet? National Public Radio's Morning Edition ran a story on Friday about the growing number of people making "hardship withdrawals" from their retirement plans.

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