Are you thinking about buying a house? With all the foreclosures and the housing market becoming more favorable for buyers, this may be a good time to buy. But how could you be sure that you’ll be ready? The answer is to test drive it!

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Free Money Finance posted a question from a reader who’s paying on a house that’s now worth less than what’s owed on it. The reader is upside-down on his mortgage, but the mortgage is a 30-year fixed-rate, and he paid 20% down. It wasn’t a teaser loan by any stretch, and it didn’t

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