Every month there’s a group of seven of us that tell some stories about the time in our lives related to that month’s topic. This month we’re talking about the poorest time in our lives. I had to really think about this a little because I’ve never been so bad off that I didn’t have options.

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A look at a new trend of using the credit card to pay the mortgage.

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Last month while at the airport traveling for my new job, I had the great opportunity to have a layover for about 2 hours in Denver. To utilize my time, I brought a book and read The Money Game. However, I noticed a credit card salesman pitching his credit card to unfortunate people walking by and wanted to hear his speech and see how he got people he got to sign up. Since we were at the airport, the credit card involved that upon signing up, you received a "free" trip to anywhere in the U.S. (along with the lifelong debt!)

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