What does it mean to you to "Live Below Your Means"? How do you do it? Share your thoughts with the Finance Your Life crew!
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What does it mean to you to "Live Below Your Means"? How do you do it? Share your thoughts with the Finance Your Life crew!
I scoured and found some of the best budgeting spreadsheets - here are my results...
Dawn sent me a link to a Yahoo video about a couple that took on the challenge of using only cash for one month.
What was the result? They lived with some inconveniences, but managed to cut their spending for the month by 24%. For them, that equaled $1,800. That’s quite a bit of money.
Budget busters are your weak spots. It might be a shoe sale; or a bookstore’s clearance section; maybe that video game you’ve read so much about. Whatever it is, it hits – and it hits hard.
I’m talking about instances where no real value is derived from money spent, OR areas where I could be spending less without any loss in significant time or value.
Most posts just tell us that teens aren't good with money, but this one delves into exactly why that is. What mistakes are your teens making?
Twenties Money Top 20 Series continues with 20 budget items towards having a better budget
There's some questions that never fail to inspire heated discussion as they pass down through the ages. Does money buy happiness? What is the meaning of life? Why does Sinead O'Connor own a blow dryer?
We may never know the answers to the latter two inquiries, but the first always elicits one of two responses: either a "yes" or "no." It seems like many are on the "no" boat, especially those of us that don't have a lot of money to begin with. It's as if by answering "no," we somehow feel emotionally richer, and above someone who would even think to answer "yes." There's solace in at least feeling "rich" in that way.
How to build a one-sheet, dashboard-style view of your finances. A download-able template is provided.

A roundup of budgeting spreadsheets available on the web.





