Last year, Capital One announced its intention to acquire ING Direct. ING is still a company, but its consumer banking operations in the United States are now owned by Capital One.
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Last year, Capital One announced its intention to acquire ING Direct. ING is still a company, but its consumer banking operations in the United States are now owned by Capital One.

“When people have clutter in their lives, it leads to late payments and fees, and that can lead to credit problems,” Vera Gibbons tells me.

Credit card issuers, personal lenders, and insurance companies all use information garnered from your credit report to send you marketing mail. But your ZIP code can also provide information to marketers that use “big data” to get information about you and your habits.

Many of us identify as middle class. It provides us with an identity that is respectable, and implies that we are “normal.”
Money issues are the number one cause of divorce and arguments, so before you decide to put your money where your heart is, it’s a good idea to discuss the following items with your partner.

“Everyone knows that they should save,” Jerry Kelly says. “But not many people know how to get started.”

If you are planning to apply for a major loan — especially if you want to apply for a mortgage loan — it’s better if you check your credit first, and then take steps to improve it.

Some think that a recent move by the Department of Education could result in the children of same-sex parents being shackled with more student loan debt.

There’s a downside to auto-payments: they’re easy to forget. If you don’t stay on top of them, you might continue to pay for items that you don’t really need—or want—anymore.





