I really haven’t been too specific when it comes to our personal finances, but I wanted to share a a personal finance milestone to start the week.

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If you have a teen, have you talked to them about managing their money and making smart money decisions? If not, you are missing an opportunity to help educate your teen to make smart money decisions throughout his/her lifetime. All teens should learn basic money skills before they head off to college. Consider these important topics to talk about with your teen before s/he graduates from high school and begins her/his path of financial independence:

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What is an emergency fund? How big should your emergency fund be? Let's get back to the personal finance basics on how to build an emergency fund.

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Life is full of decisions. As you come to them - you make them, the best you can, with what you know and have at the time. Some of them turn out to be gems, others are more like dog poop. Looking back over my adult life from the ripe old age of 63, highlighted some of my and my spouses finest financial moments in bold relief.

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Whether you are trying to protect an individual account from being compromised, or whether you are trying to limit the damage due to a breach at some other company, there are some things you can do to protect your online accounts as much as possible.

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