Why I never had much of an emergency fund. The way it works for me is to have all my money in one place and spend it wisely.
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How important is discussing finances with your partner? Discussing your financial present is the first step towards establishing a good financial relationship.
Many banks offer nice extras for opening a checking account… but some go above and beyond every day. Here are a few other things to look for:
If you’re worried about your job, it makes sense to do what you can to prepare yourself and your finances for the possibilities of a layoff or hours reduction.
While a higher income can certainly help you get your feet back under you, ultimately it doesn’t matter how high your income is if you don’t manage your money appropriately and live within your means.
Instead of making a list of several money goals, try picking one big thing to accomplish during the year. The great thing about this approach is that you have one over-arching goal that can be broken down into manageable steps.