Personal Finance Buzz

Review of two credit cards from Capital One. Both of these cards offer cash back, and they are available to those with good credit. There are some subtle differences, though, between the Capital One Aspire Cash World MasterCard and the Capital One Aspire Cash Platinum MasterCard.

Cash back credit cards are one of the best ways to practice responsible spending, while earning a little extra for your efforts. It wasn’t long ago that the best cash back credit cards were offering rewards as high as 5% for all purchases but unfortunately, those days have come and gone.

Some people use their debit or credit cards for every purchase and carry no cash. Others swear by cash only and use the envelope system.

I looked into the top cash back credit cards in Canada, including annual fee cards and no fee cards. Here are the three best cards on the market:

While credit cards can, indeed, lead to the bondage of debt, they can also be great financial tools. How you use your credit card matters, and with the right approach, credit cards can help you improve your finances and better manage your cash flow.