Personal Finance Buzz

A tri merge credit report, or 3 in 1 credit report is just what it sounds like. It’s a report that combines the information from the three major credit reporting agencies, and presents it in one easy to consume report.

The borrowers should monitor their credit report. They are allowed to access to the credit report without spending a single cent.

Your credit report and credit score are important, but credit report myths and lies about your credit report could make for some unfortunate surprises.

When dealing with high levels of debt or entering a debt relief program, the last thing most people want to do is check their credit report.

But just like that mess in your closet, ignoring it won’t make it go away. Neither will renting that new season of House. At least not permanently.

A credit report is the lens that many employers, lenders, banks and landlords will see you through. And unless you’d like your future boss going though your financial junk-drawer, it’s best you keep it cleaned up.

AnnualCreditReport.com allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.
The service is free and you do not have to sign up for anything — although they will give you an option to.
In general, it’s a good idea to check your credit report at least once a year. As a strategy, you can request each report 4 months apart — i.e.,...

Here’s an interesting number: Almost 80% of credit reports have mistakes on them. Checking your credit report every year will help you make sure that your credit is mistake free. I use to not check my report because I just assumed that it would be...

If you have inaccurate or outdated information on your credit report, you should dispute it with the credit bureaus. Here are the steps to take.