Personal Finance Buzz

Last year’s credit card legislation affected more than just credit cards, it also changed the way that credit reports will forever be advertised. Beginning April 1st, which was a few days ago, any business or enterprise advertising the availability of free credit reports must disclose the terms of the “free” credit report.

AnnualCreditReport.com allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian, and TransUnion.
The service is free and you do not have to sign up for anything — although they will give you an option to.
In general, it’s a good idea to check your credit report at least once a year. As a strategy, you can request each report 4 months apart — i.e.,...

Here’s an interesting number: Almost 80% of credit reports have mistakes on them. Checking your credit report every year will help you make sure that your credit is mistake free. I use to not check my report because I just assumed that it would be...

Free credit monitoring helps the borrowers to find if their credit report has been created rightly. Free credit monitoring suggests that the borrowers can secure their credit report free of cost.