Personal Finance Buzz

The focus here is on where men and women “choose” to spend their money, their expendable income, so forget necessities like rent, mortgages, household goods, petrol, bills, children etc, we want to know where men and women spend their hard earned cash.

Being frugal with your money is not about being too tight to spend it, but it’s about smart spending and the main principle of frugality asks you whether you want to spend time or whether you want to spend money

How much time do you spend outside of a building vs. indoors? If you are like most, you spend a whole lot more time inside. Humans aren’t meant to be indoor animals. It is not good for us to be inside all of the time. Yet most people in developed countries spend most of their days indoors.

Buying low-cost items to replace broken and worn out items adds up. Is it worth it to spend more money to buy quality products that will last longer?

When you are part of a working couple, it can be hard to find time to spend together and put the fun back into your life.

Saving money is a lot like weight loss, I guess. If it was easy, we’d all be rich. Or at least create high inflation. But I digress. My point is that it’s tough to save because we all have a bit of a desire to spend our money on stuff.

Ever try a no spend month? Try it and you may find you can survive on less and you can plug many leaks in your budget. See some lessons learned in trying a no-spend month.

Spend less than you make. It doesn't matter how much money you make, or how much debt you have - everyone needs to spend less than they make.