Personal Finance Buzz

If you’re a student in need of a credit card, you’ll want to do your homework on which card is the best for you. Are you looking for a credit card with a low APR so you can carry a reasonable balance from month to month?

Chances are that you have heard about balance transfers. You can move your balance from one credit card to another. But what’s the big deal? Why would someone choose to move their credit card balance? A credit card balance transfer is a big deal because it can save you a lot of money in interest charges.

The best of the Web on money, markets and all things financial, as chosen daily by Globe and Mail personal finance columnist Rob Carrick... This infographic shows you the power of credit card rewards to get you free stuff for your home. It sensibly begins with the proviso that reward-chasing is a trap if you carry a card balance.

If you carry a credit card balance from month-to-month, consider a 0% interest balance transfer credit card like the MBNA Platinum Plus MasterCard.

This post is for all the credit card deadbeats out there looking to maximize cashback rewards. So, if you never carry a balance on your credit cards, have them set to auto-pay in full every month, and want to make the most of Q1 2012, then read on.

It's possible to use your credit card intelligently to reap the rewards -- and earn free stuff. A rewards credit card can be just the thing to help you earn cash back, get free stuff, and enjoy an upgraded lifestyle.

Read more: http://www.creditcardscanada.ca/blog/infographic/the-house-that-credit-c...

Credit card debt is easy to rack up and difficult to pay down. One reason that it can be so hard to pay off credit card debt are the high interest rates that many cards carry.