Personal Finance Buzz

The average debtor in search of credit card relief is typically given two options: bankruptcy or credit counseling. The former scars the consumer’s credit and oftentimes their pride, while the later puts them back in the palms of their creditors for a lengthened period of time. Which makes you question their use of the word “relief.”

But there is another way.

Is there such thing as Obama credit card debt relief? Is there a program offered through legislation authored by the President to help you eliminate your credit card debt and experience relief? If you have 10K in credit card debt, you may be interested in this program. But is it real?

Authors Bio: Valerie Anne Reyes is a guest writer for PayingPaul.com. She contributes articles regularly to a wide variety of debt sites, including FranklinDebtRelief.com.
The Many Myths of Debt Relief Dispelled
People are talking about debt relief options on a very frequent basis. With so many people in need of a solution to their high debts, it can only be expected. A problem presents itself when all these people who are discussing debt relief are not experts, and they disperse misconceptions. Some of these myths will be debunked in this article.

Toes are seeing the sun for the first time in months, the smell of BBQ and spray tan is in the air and it’s still light outside after work. Springtime is upon us, and the kids (and probably the parents, too) are ready for a break.

Unfortunately, for most in a debt relief program, this won’t mean a week in the Bahamas or condo on the coast. But don’t fret—we’ve brainstormed some budget break ideas for the credit card challenged. So read up, make a plan and kick off spring right. Getting out of debt has never been so much fun.

If you've found yourself with a huge amount of credit card debt, what are your options when it comes to reducing your rates, reducing principal, or settling the debt?

Superior Debt Relief donates thousands of dollars to charities every year, supporting causes that we believe in whether or not they have anything to do with credit card debt. MADD is one of them.

MADD—Mothers Against Drunk Driving— is an organization on a mission to “stop drunk driving, support the victims of this violent crime and prevent underage drinking.”

This cause is especially close to the Superior Debt Relief family. Responsible driving is something we care deeply about for several reasons.

The good news is that credit card debt in our country is way down from its pre-financial crisis high. Yet, the average household still owes more than $9,000 on their credit cards paying an average of 23% interest. Ouch!

IRS tax debt relief can be tricky. You have many options...but it's important to choose carefully. Here's a guide to tell you how.