Personal Finance Buzz

Have you overdrawn your checking account before? You log into your checking account online and see big red numbers with a negative sign. It’s your account balance and you’ve overdrawn! But you’re a good money manager, right? You have your finances in order. How could this have happened?

One of the most basic of bank accounts is the checking account. It is important to understand the terms associated with your bank account, and make sure that you choose an account that fits your needs.

If you keep a lot of money in your checking account, moving your money to a high interest checking account may be a good move. Below is a list of nationally available highest yields checking accounts. All of these accounts are FDIC insured up to $250,000.

Are you opening a checking account? Then read this short post to give you tips on what questions you should ask the bank before you open a checking account.

A checking account is a necessity to many as it’s the primary resource to pay every-day bills. But have you ever considered your life without a checking account?

Checking accounts have always been provided to consumers for free, however those days are soon over as most banks will be charging a monthly fee to maintain your checking account in 2011.

My credit union recently announced a monthly checking account fee. If credit unions are charging for checking accounts now, is there anyplace that offers free checking?

A draft in the banking world, is a charge against your account. When you spend money in your checking account, you make a draft from it. Therefore, an overdraft is a draft that exceeds the amount of money you have in your checking account.