Personal Finance Buzz

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Whereas Dave Ramsey’s Baby Steps have often been dissected one at a time, my goal in this post is to give an overview of the steps as a unit and explain why the order is essential. Hopefully, these steps can help you create a focused life plan for your finances, regardless of your age or financial well being.

Being financially responsible typically includes the important legal documents of a will, financial power of attorney, and advanced medical directives. But there are a few more steps you can take beyond the will.

In the first part of 6 Steps to starting a home business, I wrote about generating ideas, selecting your legal and taxable business structure, and creating a legal, taxable business entity. In this second part, I'll cover the next three important steps.