Personal Finance Buzz

We’ve heard it before: “I just don’t have time!” It’s the excuse people use when they haven’t accomplished something they should have, or the excuse we use when we’re trying to justify our lack of productivity. Is there anything we can do to make more time? Not really. The only thing we can do is find ways to get the most out of our time, and I’m going to show you how!

Ever felt like you were pressured into spending money? Deep down you really knew you didn’t have the money to spend, but because of the situation, people around you or other factors, you ended up spending anyway? How can you avoid pressure to spend?

In today’s economy, many people may not need a lot of convincing that lowering their monthly spending is a good idea; in fact many people are already doing so. However, some online financial management sites offer guidance to help thrifty people save even more.

No matter how many times students are told that they would make great candidates for a certain handout of free money, the convenient excuse to avoid the application chore is to say, “I’m sure there are a ton of people out there more qualified than me.” The truth is that there probably ARE people out there more qualified than you, and they are probably saying exactly the same thing you are. See how this ends up?

Now that tax time is over and you should be receiving your tax refund soon if you haven’t already received it, you could be eager to spend some of that “extra” money. If you’re like most Americans, you received $2,899 as a refund, which is a nice chunk of change. To give you some food for thought, I though we could all share some spending stories!

You might sometimes think about those monthly money wasters that can add up to be a lot of wasted spending over time. It’s the spending none of us care to admit, but deep down know that it can be wasteful and unnecessary which can impact our ability to save and give more money!

Learning how to spend money wisely comes in three parts: understanding your spending goals (because spending wisely equals spending according to YOUR values) , reviewing your current spending for savings, and implementing strategies to spend more wisely.