Personal Finance Buzz

When choosing a credit card, you want to make sure that you are getting the best credit card for your needs. Because personal finance is so personal, it is important that you consider your own individual needs when choosing a credit card. You will want to consider the credit limit, of course. But there are other considerations that should matter as you choose a credit card. You can pick a credit card that is likely to work for you: As you compare the credit card possibilities, keep the following things in mind.

Perkstreet and Lending Club are teaming together to make people aware of the alternatives to credit cards. They are also offering up a contest where you can win cash prizes by submitting a video of yourself destroying your credit card.

When you are trying to rebuild credit, finding the means to help you establish a better credit history can be tough. It’s hard to qualify for loans, and even some credit card companies are reluctant to give you a line of credit. What you need is a secured loan from a creditor that will report your information to the credit bureaus.

New credit card laws coming into effect this February will change the way you use credit. Here's what you need to know to improve your credit in 2010 and beyond.

The new credit card laws have already started to take effect, and the credit issuers are also taking steps to protect themselves. This means trouble for consumers.