Personal Finance Buzz

Cash envelope budgeting is a technique of budgeting that’s been around for a long time. While I think it’s an excellent technique for budgeting, I prefer a modified approach I think makes more real-world sense.In case you don’t know or need a refresher, cash envelope budgeting involves using envelopes to manage money. An envelope is created for each of your budget categories such as food . . .

These budgeting lies will hurt your budgeting. Get the budgeting truth.

I have long touted my method of using ING Direct for budgeting and it has served Linda and I well. It has been a free and fairly simple method of budgeting that has helped us keep our finances organized. When we got married, we were in a pretty tight spot financially and there wasn’t really any room in the budget to pay for budgeting software.

"Been there – done that, and it didn’t work." This is a common response women have when it comes to budgeting. The problem is that it feels restrictive– like trying to stick to a diet. And no one wants to feel limited or restricted!

tips to ease the budgeting frustrations

By good budgeting it can mean such a reduction in outgoings that it is like going out and earning from a second job, but without the hassle.

Budgeting can be challenging, everyone who does it or did it in the past can admit to that...