Personal Finance Buzz

Report a lost of stolen credit card immediately and you won't be liable for any fraudulent charges made on your credit card.

Credit card holders fall into two distinct groups – those who use their cards for everything online, in person and over the phone, and those who treat their credit card like a bomb waiting to explode and only use it when absolutely necessary in case someone steals their identity.

Your purse or wallet is lost or stolen: The information in your purse or wallet can be used to make fraudulent purchases, or to obtain the information ID thieves need to impersonate you. You need to take action immediately.

Jeff Rose speaks with Phil Taylor to get an in-depth look at how FINCON came about. You get a sneak peak at FINCON12, too.

When you are trying to rebuild credit, finding the means to help you establish a better credit history can be tough. It’s hard to qualify for loans, and even some credit card companies are reluctant to give you a line of credit. What you need is a secured loan from a creditor that will report your information to the credit bureaus.