Personal Finance Buzz

You’ve had a great time together and it’s a nice break from cooking your own dinners, but then comes the most complex decision of the night. What do you tip your waiter or waitress?

There is little doubt that we are a country in trouble, despite the fact that the government may try to convince us otherwise. American consumers are finally waking up and realizing that we must pay closer attention to what is happening in our country.

When I was a child I was very curious. I always asked questions about things. One show I used to watch called “The Adventures of Pete & Pete” had a great episode. In it one of the characters, Ellen, kept asking the question “Why?” As kids we’re always inquisitive. What happened to that? Why don’t we ask ourselves that question more often?

Controlling spending habits does not need to be difficult, in fact the process is a simple one. The difficult aspect of reigning in spending is deciding what you are willing to give up. By following these 5 steps, you will be well on your way to controlling your spending.

The fact is, reducing credit card interest is not as difficult as it may seem if you follow a few simple suggestions and do a little research.

One of the most difficult things in life, for a spender like me, is to stop making poor money decisions. I’ve made a great deal of progress in recent years, reducing my spending, and looking for ways to put my money to better use.