Personal Finance Buzz

I have long touted my method of using ING Direct for budgeting and it has served Linda and I well. It has been a free and fairly simple method of budgeting that has helped us keep our finances organized. When we got married, we were in a pretty tight spot financially and there wasn’t really any room in the budget to pay for budgeting software.

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three downloadable home budget spreadsheets

Cash envelope budgeting is a technique of budgeting that’s been around for a long time. While I think it’s an excellent technique for budgeting, I prefer a modified approach I think makes more real-world sense.In case you don’t know or need a refresher, cash envelope budgeting involves using envelopes to manage money. An envelope is created for each of your budget categories such as food . . .