Personal Finance Buzz

The recession has caused more than a few bankruptcies. And with car dealer bankruptcies come little, unwanted surprises - liens on trade-in cars. Here is some advice applicable for Canadians and Americans to protect yourself against surprise liens on your trade-in.

I haven’t had to think about refinancing a car loan in quite a while. We paid off our last car probably 3-4 years ago and I much prefer driving a paid-for car than a new and shiny one (for more read how cars affect your financial freedom).

4 steps to make sure that you are getting paid what you are worth! This included an associate that had a similar background as I do (actually better), but made just a quarter of what my salary was. Don't do as he did!

One of the biggest worries as someone who is self employed has to do with getting paid. When you are self-employed, you are essentially providing a service or a product up front, with no real surety that you will receive what you are entitled to.

How one young couple paid off $25,000 in debt, including their student loans.