Personal Finance Buzz

Unfortunately, changing banks can be a hassle, especially with all of the automation that goes on now. If you want to switch things up, here is how to make the change with a minimum of fuss

I’ll admit up front: I hate change. Some people poke fun at me for being the most “routine” person they know. As a preacher, that means that I often am out of my “comfort zone,” since the needs of people change my schedule quickly on a regular basis.

Many personal finance bloggers swear by online banks. I use one for my emergency fund, and I’m seriously considering making an online bank my primary financial institution. Before you make the change, it’s important to understand what you can expect.

As I go through the journey of life, I’ve learned a lot of lessons. One of my most recent lesson is that change is good and it is ALWAYS for the better.

When someone isn’t ready to change, be cognizant about the amount of time and energy you spend on coaching since the payback will be minimal, if at all. Chances are, others will be much more receptive and you can focus your energies where you will get the best results.

The biggest change to OAS (Old Age Security) is the change in the age of eligibility from age 65 to 67. This change will be phased in over 17 years.