Personal Finance Buzz

There are many factors involved in getting the least expensive car insurance. Much of it depends on your own driving record, but other factors go in to the insurance company’s final decision on pricing. Besides keeping down your accident rate, there are other ways to lower the cost of your insurance. Here are five ways to keep down your insurance costs to get the best deal on your auto insurance.
Read more at http://www.saveonmoney.org/2013/04/how-to-cut-your-insurance-costs.html#...

Most people understand that health insurance is a necessary financial tool to help control out of pocket health care costs. What is not always apparent is the intricate ways that health insurance works. Health insurers benefit from consumer ignorance of their practices, so there are things they will not make public.

Health insurance is largely tied to employment, and with employers looking for ways to stem their rising costs, new solutions are being sought. One of those solutions, according to Forbes, is a surcharge for partner health insurance.