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Like many parents, my wife and I are committed to sending our children to a private Christian school. For eleven years now, we have been paying exorbitant tuition rates that sometimes, frankly, were barely affordable. Let me just note for ChristianPF readers that I am Canadian, from Ontario, where Protestant Christian schools receive no government funding. If you live in a state or province where Christian schools receive government funding, I congratulate you. However, many of us do not...

First, a Living Trust is a trust you set up to hold your property and to govern the use and distribution of your property during your lifetime, during any period when you are incapacitated, and even after your death (when it acts much like a Last Will and Testament). You can amend or revoke a Living Trust at any time during your life making it a very flexible planning tool. Due to their broad scope and flexibility, Living Trusts are often viewed as one of the most comprehensive estate planning documents.

But do you really need a Living Trust? If you answer YES to any of these questions, you may want to consider one.

A Trust reduces income tax but can also mean more in legal and accounting fees. A trust can save your beneficiary income tax after your death.