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Why Your Credit History is Important

creditcardsmarts.org

Your credit history is important, even if you don't plan on borrowing money. See why it's important and how to stay on top of your credit history.


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freefrombroke's picture
1 year 38 weeks ago – Made popular 1 year 38 weeks ago
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Credit Report vs. Credit Score: What's the Difference?

financialhighway.com

It is important to understand that your credit report and your credit score are two different things. You should know the difference between the two if you expect to be a more informed consumer.


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MMarquit's picture
1 year 40 weeks ago – Made popular 1 year 40 weeks ago
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Oh Crap! I Screwed Up. . . How to Fix an Error on Your Credit Report

www.goodfinancialcents.com

One of the most important aspects of your finances is your credit history. If there are mistakes in your credit report, it could lead to negative consequences for you. It’s important that you check your credit report, and when you find an error, you should fix it.


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MMarquit's picture
1 year 48 weeks ago – Made popular 1 year 48 weeks ago
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How to Raise Your Credit Score

personaldividends.com

Your credit score is vital for most important things in life: buying a house or a car, getting a job, etc. But how to raise your credit score if you have had bad credit in the past? And how do you keep it high?


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Canadian Finance's picture
1 year 48 weeks ago – Made popular 1 year 48 weeks ago
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The Most Effective Credit Repair Steps to Improve Your Credit Score

stupidcents.com

The very first step in the credit repair process is to find out how bad your scores are. This is easily done by getting a copy of your credit report. In order to get your scores you will actually have to buy a copy as most free copies you can get only show you accounts and activity, not your actual scores. When you find out how low your scores are, you need to look at the reasons why. This will be shown on your credit report. Chances are you have many late payments and accounts that are at or near the limit. There are other reasons but these are the most common so let’s look a little bit at fixing this problem.


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repa's picture
1 year 51 weeks ago – Made popular 1 year 51 weeks ago
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Should You Dispute Every Negative Item on Your Credit Report?

couponshoebox.com

One of the rights that you have as a consumer is the right to check your credit report, and dispute inaccurate items. However, if the negative item is accurate, it won't be removed.


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MMarquit's picture
1 year 51 weeks ago – Made popular 1 year 51 weeks ago
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Dispute Your Credit Report and Remove Negative Items

www.knowyourbank.com

A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Here's how to dispute negative credit items.


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MMarquit's picture
2 years 1 week ago – Made popular 2 years 1 week ago
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What Does Your Credit Score Really Mean?

www.boomerandecho.com

Your credit score is important if you plan on borrowing. It indicates the risk you represent for lenders, compared with other consumers.


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2 years 2 weeks ago – Made popular 2 years 2 weeks ago
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Bad Credit Can Become Good Credit

thecollegeinvestor.com

“Bad Credit”
It’s such a negative term but lately it’s becoming more and more common. Each individual has their own circumstances and it doesn’t necessarily have to be because of poor money management skills.


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2 years 3 weeks ago – Made popular 2 years 3 weeks ago
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3 Reasons to Improve Your Credit History

www.moolanomy.com

Your credit report contains information that others use to make inferences about how you handle money, how reliable you are (especially when making payments), and even what sort of risk you pose. See 3 reasons to improve your credit history.


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freefrombroke's picture
2 years 4 weeks ago – Made popular 2 years 4 weeks ago
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