Your credit history is important, even if you don't plan on borrowing money. See why it's important and how to stay on top of your credit history.
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It is important to understand that your credit report and your credit score are two different things. You should know the difference between the two if you expect to be a more informed consumer.
One of the most important aspects of your finances is your credit history. If there are mistakes in your credit report, it could lead to negative consequences for you. It’s important that you check your credit report, and when you find an error, you should fix it.
Your credit score is vital for most important things in life: buying a house or a car, getting a job, etc. But how to raise your credit score if you have had bad credit in the past? And how do you keep it high?
One of the rights that you have as a consumer is the right to check your credit report, and dispute inaccurate items. However, if the negative item is accurate, it won't be removed.
A negative and inaccurate item on your credit report can bring down your credit score, and result in an undesirable outcome when applying for credit. Here's how to dispute negative credit items.
It’s such a negative term but lately it’s becoming more and more common. Each individual has their own circumstances and it doesn’t necessarily have to be because of poor money management skills.
Your credit report contains information that others use to make inferences about how you handle money, how reliable you are (especially when making payments), and even what sort of risk you pose. See 3 reasons to improve your credit history.
A lot of consumers want to know what the best credit card is for their credit report; whether they’re just starting out with credit accounts, or have utilized professional credit repair services to optimize their credit profile.