Your credit report and credit score are important, but credit report myths and lies about your credit report could make for some unfortunate surprises.
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Once a charge off appears on your credit report, it can remain there for seven to 10 years. It’s a serious matter — and one that can go on hurting your credit score for as long as a decade. Here's how you can go about getting it removed.
Do you have a collections account listed on your credit report? Here are some of your credit repair options if you have a collection account.
Whether we like it or not, our credit ratings have become increasingly more important and affect almost every major purchase we make. Credit ratings are a mathematical estimation of your credit worthiness between 850 at the high end and 300 at the bottom with anything below 620 considered low to bad.
Things that you go through in life will also affect your credit.
While there are a number of credit repair companies that are reputable, and that can help you, you need to be careful. Not all credit repair companies are to be trusted.