You want your credit report to show your finances in the best light, and you want your credit score to reflect your good habits as well. But, if you don’t use credit cards, how can you build a credit history that speaks well of you?
Your credit report is used by a lot of businesses: utility companies, mortgage lenders, prospective employers, banks, and others. It is vital that you understand what information that is contained on your credit report and the companies that gather that information, credit bureaus.
If you have inaccurate or outdated information on your credit report, you should dispute it with the credit bureaus. Here are the steps to take.
Having a good credit score gives you access to low interest rates and the ability to borrow without problems. But how is your credit score calculated?
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1 year 12 weeks ago
1 year 12 weeks ago