We’ve interviewed psychologist Chris Berger—founder and director of Foundations Counseling, LLC—to find out the best ways to talk to your children about financial struggles in your home. He gave us several guidelines for handling this sensitive subject.

• Login to post comments

There are ways to fix your credit yourself. If you are currently behind on payments, you may want to notify your creditors and negotiate terms of settlement. If you are not behind but have a low credit score because of past late payments, you will want to make sure to make your payments on time consistently over the next few years. Improving your credit yourself can be time consuming. If you don’t have the time or inclination, you may want to consider hiring one of the leading credit repair companies.

• Login to post comments

Warren Buffet has decided to put his money where his big mouth is and offer to match donations to the national debt made by Republican congressmen $1 to $1. With the exception of Senate Minority Leader Mitch McConnell, whom he’ll match $3 to $1.

The challenge comes after many months of back and forth on solving (or even slightly slowing) our nations’s debt problem, with most Republicans looking for cuts in the national spending and Democrats pushing for greater revenue—largely from raising taxes on the American wealthy.

In reality, if members of Congress donated the entirety of their salaries to the national debt and Buffet threw in his whole fortune—an estimated $47 billion—the combined sum would hardly take care of 10 percent of what the U.S. pays annually in interest alone. Not even a debt band-aid.

• Login to post comments

Superior Debt Relief donates thousands of dollars to charities every year, supporting causes that we believe in whether or not they have anything to do with credit card debt. MADD is one of them.

MADD—Mothers Against Drunk Driving— is an organization on a mission to “stop drunk driving, support the victims of this violent crime and prevent underage drinking.”

This cause is especially close to the Superior Debt Relief family. Responsible driving is something we care deeply about for several reasons.

• Login to post comments

If what you ate for lunch today had an effect on what you’ll pay for healthcare tomorrow, would you have paid more attention before ordering? Now what if it also had an impact on your grandkids and their quality of life? Rethinking those McNuggets yet?

Once enrolled in a debt reduction or debt consolidation program, most will immediately start trimming their budget wherever possible to come up with a monthly payment towards getting out of debt. Oftentimes quality food and exercise expenses are the first thing to go.

While many health and nutrition related expenditures may seem dispensable, it’s necessary to think long-term before counting those costs cut as money saved.

• Login to post comments