PF Buzz - Personal Finance Social Bookmarking

Do you live paycheck to paycheck and never seem to have enough money to spend on? Do you wonder how you can stop thinking that your paycheck isn't enough? The solution might be easier than you think!

There are many advantages to doing a monthly budget. One surprising advantage we discovered was that two months out of every year we received an “extra” paycheck. If you don’t believe me, read on and I will teach you how to get your own “extra” checks!

Shocking statistics about the average American consumer.

My apologies to anyone that doesn’t need anything other than a paycheck to be happy, but a paycheck is only money and not a definition of my happiness…sometimes its the other perks that an employer can offer in addition that make it worthwhile to show up for work on time. Here is a list of things that I think an employer can offer which can make a difference for an employee and help keep their workforce happy.

One blogger's advice on how to protect yourself from possible bank collapses. Very provoking reading...

After one’s retirement needs have been estimated, it is a good idea to create an investment plan, which would help you in your quest to reach your goals. A solid mix of dividend stocks and some bonds would be a good place to start. Don’t have time to play a stock picker- then select a mix of index funds. Then set it up on autopilot by investing a fixed amount from your paycheck every pay period.

Federal regulators have asked credit card issuers to make monthly statements sent to millions of credit card users easier to understand. Here's how they'll look

who are you really paying with every paycheck? you, or someone else?

While a number of groups have been affected by the ongoing financial crisis, it is employees of the collapsed institutions that have been hardest hit because not only do they rely on the company for their paycheck and livelihood, they also tend to be long term stock holders (via employee share plans) with significant ownership stakes. To compound matters most were not fully prepared for the relatively abrupt weekend company closures and/or management changes which meant that they had little time to find other jobs - not that many are currently available. With over 50,000 employees expected to be let go from Lehman and Merrill before month end....