This post was inspired by a friend - and hopefully it encourages him, and others, to get out of debt!
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This post was inspired by a friend - and hopefully it encourages him, and others, to get out of debt!

Debt used to be a bad four-letter word, now it's a way of life...
Revolving credit is the most important type of credit when we are talking about improving your credit score. However, you need to know how to use it.

Despite being admonished by the FTC for false and misleading advertising, Freecreditreport.com keeps airing those annoying commercials with the singing pirates. PSA: Freecreditreport.com is not free. If you are in the market for a credit-monitoring service, there are better alternatives out there.
Tips for making the most of your reward points program. Credit cards used properly can score big cash at years end.

Does consolidating your debts can affect your credit score? The short answer is no but you need to look further before proceeding.

Advice for college students and other young people on the basics of credit cards and how to use them properly.


A banker is very similar than a girlfriend/boyfriend. While you must be honest with her, this doesn’t implicate you need to tell him all the truth!






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